---
title: "Digital trust, the EUDI Wallet and AI as seen from Europe: 4 very different perspectives — Marsanne Studio AI watch"
description: "The 2026 Signaturit/Xerfi Barometer reveals widely varying AI use and trust in AI across France, Germany, Spain and Italy."
url: "https://marsanne.studio/en/ai-watch/digital-trust-the-eudi-wallet-and-ai-as-seen-from-europe-4-very-d1decf/"
lang: "en"
---

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Data study · 29 September 2026

# Digital trust, the EUDI Wallet and AI as seen from Europe: 4 very different perspectives

Original title, in French: “La confiance numérique, l’EUDI Wallet et l’IA vus d’Europe : 4 regards très différents”

**Publication**

IT for Business (France)

**Author**

Laurent Delattre

**Published on**

29 September 2026 · read in the page structured data · updated on 29 September 2026

## Summary

Conducted by Xerfi for the Namirial/Signaturit group among 700 decision-makers at SMEs and large companies in France, Germany, Spain and Italy, the 2026 European Digital Trust Barometer shows that AI adoption varies widely by country: 68% of Spanish companies already use AI solutions, compared with 60% in France, 55% in Germany and 54% in Italy. However, trust in delegating critical processes to AI is lower in France (42%) than in the other countries (51 to 53%). Uses also differ: Italians favour fraud detection and compliance, while the French favour process automation. Agentic AI remains little deployed, with 35% of French and German respondents still unable to identify any established use case, compared with 12% in Italy.

Summary based on the full text of the article.

[Read the article on IT for Business →](https://www.itforbusiness.fr/la-confiance-numerique-leudi-wallet-et-lia-vus-deurope-4-regards-tres-differents-107826)

## Figures cited

-   68 %
    
    share of Spanish companies already using AI-based solutions
    
    Spain, 2026, 700 decision-makers at SMEs and large companies
    
    > « 68 % des entreprises espagnoles utilisent déjà des solutions basées sur l’IA, contre 60 % des françaises, 55 % des allemandes et 54 % des italiennes. »
    
    Source: Baromètre européen 2026 de la confiance numérique, Xerfi pour Namirial/Signaturit
    
-   60 %
    
    share of French companies already using AI-based solutions
    
    France, 2026
    
    > « 68 % des entreprises espagnoles utilisent déjà des solutions basées sur l’IA, contre 60 % des françaises, 55 % des allemandes et 54 % des italiennes. »
    
    Source: Baromètre européen 2026 de la confiance numérique, Xerfi pour Namirial/Signaturit
    
-   42 %
    
    share of companies in France ready to entrust critical processes to AI
    
    France, 2026
    
    > « 53 % en Espagne, 52 % en Allemagne, 51 % en Italie… et seulement 42 % en France. »
    
    Source: Baromètre européen 2026 de la confiance numérique, Xerfi pour Namirial/Signaturit
    
-   64 %
    
    share of Italian companies citing fraud detection as a value-creating use of AI
    
    Italy, 2026
    
    > « Pour créer de la valeur avec l’IA, les Italiens citent d’abord la détection de la fraude (64 %) et le contrôle de conformité (59 %), quand les Français privilégient l’automatisation des processus (45 %) et l’aide à la décision (41 %). »
    
    Source: Baromètre européen 2026 de la confiance numérique, Xerfi pour Namirial/Signaturit
    
-   35 %
    
    share of French and German respondents identifying no established use case for agentic AI
    
    France and Germany, 2026
    
    > « 35 % des répondants français et allemands n’identifient encore aucun cas d’usage clairement établi, contre 21 % en Espagne et seulement 12 % en Italie. »
    
    Source: Baromètre européen 2026 de la confiance numérique, Xerfi pour Namirial/Signaturit
    

## Classification

**Country**

France, Germany, Spain, Italy

**Company size**

SMEs, Large companies

**Industries**

All industries, or industry not specified · Banking, insurance, asset management, finance departments

**Companies**

Namirial (study author), Xerfi (cited), Signaturit (study author)

**Keywords**

AI adoption, digital trust, agentic AI, fraud, European comparative study, CIO

Entry written by Marsanne Studio from the cited article, with the help of an AI model (claude-sonnet-5). The rights to the article and its illustrations belong to IT for Business and its author. Entry translated from French by Claude Sonnet 5.5.