--- title: "Six in ten French companies have no AI framework (Coface) — Marsanne Studio AI watch" description: "60% of French companies have no formal AI framework, according to the 2026 Coface Barometer, even though the AI Act requires one." url: "https://marsanne.studio/en/ai-watch/six-in-ten-french-companies-have-no-ai-framework-43717f/" lang: "en" --- [Marsanne Studio](https://marsanne.studio/en/) [← Back to home](https://marsanne.studio/en/ai-watch) [← The AI watch](https://marsanne.studio/en/ai-watch) Data study · 6 October 2026 # Six in ten French companies have no AI framework (Coface) Original title, in French: “Six entreprises françaises sur dix sans cadre pour l'IA (Coface)” **Publication** ActuIA (France) **Author** Stephane Nachez **Published on** 6 October 2026 · read in the page structured data · updated on 6 October 2026 ## Summary The 2026 Data & AI Barometer, published by Coface with Les Echos Etudes and based on a survey of 900 decision-makers, shows that 60% of French companies have no formal framework for the use of AI (35% have no measures or projects at all, and a quarter are considering the matter without rules in place), and that only 17% have defined, formalised and communicated a usage policy. The obstacles cited are data security and compliance (41%), lack of internal maturity (31%) and trust in the analyses (30%). Large companies (with more than €100 million in revenue) describe themselves as advanced nearly three times as often as the smallest ones. The article links this governance gap to Article 4 of the AI Act, rewritten by Regulation 2026/1744, which requires companies to promote AI literacy among their staff, under the supervision of national authorities since 2 August 2026. Summary based on the full text of the article. [Read the article on ActuIA →](https://www.actuia.com/actualite/six-entreprises-sur-dix-utilisent-lia-sans-cadre-selon-coface/) ## Figures cited - 60 % Share of French companies with no formal AI framework France, 900 decision-makers surveyed, 2026 > « Coface additionne les deux groupes pour arriver à 60 % d'entreprises sans cadre formalisé. » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 35 % Share of companies with no governance measures or projects at all France, 900 decision-makers surveyed, 2026 > « 35 % des entreprises n'ont aucun dispositif d'encadrement et ne prévoient pas d'en mettre en place. » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 25 % Share of companies considering the matter without formal rules France, 900 decision-makers surveyed, 2026 > « Un quart supplémentaire réfléchit au sujet sans avoir formalisé de règles. » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 17 % Share of companies that have defined, formalised and communicated an AI usage policy France, 900 decision-makers surveyed, 2026 > « Seules 17 % des entreprises interrogées ont défini, formalisé et communiqué une politique d'usage de l'IA à leurs collaborateurs. » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 28 % Share of companies with no structured use of AI France, 900 decision-makers surveyed, 2026 > « Aucun usage structuré de l'IA28 % » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 56 % Share of companies with little or no progress in using AI to manage risks France, 900 decision-makers surveyed, 2026 > « Peu ou pas avancées dans l'usage de l'IA pour piloter les risques56 % » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 17 % Share of companies that are advanced or very advanced in using AI to manage risks France, 900 decision-makers surveyed, 2026 > « Avancées ou très avancées dans ce même usage17 % » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 67 % Share of decision-makers who consider their data reliable and relevant France, 900 decision-makers surveyed, 2026 (49% in 2025) > « Données jugées fiables et pertinentes67 % (49 % en 2025) » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 41 % Share of companies citing data security and regulatory compliance as an obstacle France, 900 decision-makers surveyed, 2026 > « sécurité des données et conformité réglementaire (41 %) » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 31 % Share of companies citing lack of internal maturity as an obstacle France, 900 decision-makers surveyed, 2026 > « manque de maturité interne (31 %) » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 30 % Share of companies citing trust in AI-generated analyses as an obstacle France, 900 decision-makers surveyed, 2026 > « confiance dans les analyses produites par l'IA (30 %) » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 18 points Increase in trust in data over one year France, 900 decision-makers surveyed, 2026 > « La confiance dans les données progresse de 18 points en un an, à 67 % » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 58 % Share of decision-makers who consider their data well integrated into their business tools France, 900 decision-makers surveyed, 2026 > « Seuls 58 % estiment pourtant ces données bien intégrées dans leurs outils métiers » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 51 % Share of decision-makers who consider their data harmonised across departments or subsidiaries France, 900 decision-makers surveyed, 2026 > « 51 % les jugent harmonisées entre services ou filiales » Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes) - 40 % Share of micro-businesses and SMEs using AI (separate study) France, micro-businesses and SMEs, survey reported by ActuIA on 1 October 2026 > « 40 % des TPE-PME utilisent l'IA, mais 19 % seulement la paient » - 19 % Share of micro-businesses and SMEs paying to use AI (separate study) France, micro-businesses and SMEs, survey reported by ActuIA on 1 October 2026 > « 40 % des TPE-PME utilisent l'IA, mais 19 % seulement la paient » ## Classification **Country** France **Company size** SMEs, Mid-sized companies, Large companies, All sizes **Industries** All industries, or industry not specified **Companies** Les Echos Etudes (study author), RATP (cited), Capgemini (cited), Coface (study author) **Keywords** AI governance, AI Act, usage policy, AI literacy, SMEs, Coface barometer Entry written by Marsanne Studio from the cited article, with the help of an AI model (claude-sonnet-5). The rights to the article and its illustrations belong to ActuIA and its author. Entry translated from French by Claude Sonnet 5.5.