Analysis ·
AI agents are already moving through bank accounts, and some US banks are preparing for the worst
Original title, in Spanish: “Los agentes de IA ya se mueven por cuentas bancarias y algunas entidades de EEUU se preparan para lo peor”
- Publication
- Xataka (Spain)
- Author
- Javier Marquez
- Published on
- 22 October 2026 · read in the page structured data
Summary
Several large US banks are reacting to the rise of autonomous AI agents to which customers hand over their credentials so that they can act on their accounts. According to an Axios investigation, JPMorgan is already blocking certain access deemed dangerous, Morgan Stanley is blocking third-party agents, and Bank of America and Citi are imposing restrictions. From 24 November, Wells Fargo is including AI agents in its terms of use to cover unintended actions or overreach of authority. The banks are concerned that they cannot always distinguish a human action from one carried out by an agent, and are preparing access recovery plans in case of problems. In addition, an investigation by The Information reveals that the CyberCartel group used AI agents (Claude and Grok models) to attack more than 400 financial targets in Latin America.
Summary based on the full text of the article.
Read the article on Xataka →Figures cited
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400 targets
Number of Latin American financial targets attacked by CyberCartel's AI agents
Latin America, financial industry
« CyberCartel recurrió a varios agentes de IA para automatizar operaciones contra más de 400 objetivos financieros latinoamericanos. »
Source: The Information / Straiker
Classification
- Country
- United States
- Company size
- Large companies
- Industries
- Banking, insurance, asset management, finance departments
- Companies
- Citi (cited), Bank of America (cited), Morgan Stanley (cited), Wells Fargo (cited), Straiker (cited), CyberCartel (cited), JPMorgan (cited)
- Keywords
- AI agents, banking, financial security, cybersecurity, fraud, digital trust
Entry written by Marsanne Studio from the cited article, with the help of an AI model (claude-sonnet-5). The rights to the article and its illustrations belong to Xataka and its author. Entry translated from French by Claude Sonnet 5.5.