Data study ·
Six in ten French companies have no AI framework (Coface)
Original title, in French: “Six entreprises françaises sur dix sans cadre pour l'IA (Coface)”
- Publication
- ActuIA (France)
- Author
- Stephane Nachez
- Published on
- 6 October 2026 · read in the page structured data · updated on 6 October 2026
Summary
The 2026 Data & AI Barometer, published by Coface with Les Echos Etudes and based on a survey of 900 decision-makers, shows that 60% of French companies have no formal framework for the use of AI (35% have no measures or projects at all, and a quarter are considering the matter without rules in place), and that only 17% have defined, formalised and communicated a usage policy. The obstacles cited are data security and compliance (41%), lack of internal maturity (31%) and trust in the analyses (30%). Large companies (with more than €100 million in revenue) describe themselves as advanced nearly three times as often as the smallest ones. The article links this governance gap to Article 4 of the AI Act, rewritten by Regulation 2026/1744, which requires companies to promote AI literacy among their staff, under the supervision of national authorities since 2 August 2026.
Summary based on the full text of the article.
Read the article on ActuIA →Figures cited
-
60 %
Share of French companies with no formal AI framework
France, 900 decision-makers surveyed, 2026
« Coface additionne les deux groupes pour arriver à 60 % d'entreprises sans cadre formalisé. »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
35 %
Share of companies with no governance measures or projects at all
France, 900 decision-makers surveyed, 2026
« 35 % des entreprises n'ont aucun dispositif d'encadrement et ne prévoient pas d'en mettre en place. »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
25 %
Share of companies considering the matter without formal rules
France, 900 decision-makers surveyed, 2026
« Un quart supplémentaire réfléchit au sujet sans avoir formalisé de règles. »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
17 %
Share of companies that have defined, formalised and communicated an AI usage policy
France, 900 decision-makers surveyed, 2026
« Seules 17 % des entreprises interrogées ont défini, formalisé et communiqué une politique d'usage de l'IA à leurs collaborateurs. »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
28 %
Share of companies with no structured use of AI
France, 900 decision-makers surveyed, 2026
« Aucun usage structuré de l'IA28 % »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
56 %
Share of companies with little or no progress in using AI to manage risks
France, 900 decision-makers surveyed, 2026
« Peu ou pas avancées dans l'usage de l'IA pour piloter les risques56 % »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
17 %
Share of companies that are advanced or very advanced in using AI to manage risks
France, 900 decision-makers surveyed, 2026
« Avancées ou très avancées dans ce même usage17 % »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
67 %
Share of decision-makers who consider their data reliable and relevant
France, 900 decision-makers surveyed, 2026 (49% in 2025)
« Données jugées fiables et pertinentes67 % (49 % en 2025) »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
41 %
Share of companies citing data security and regulatory compliance as an obstacle
France, 900 decision-makers surveyed, 2026
« sécurité des données et conformité réglementaire (41 %) »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
31 %
Share of companies citing lack of internal maturity as an obstacle
France, 900 decision-makers surveyed, 2026
« manque de maturité interne (31 %) »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
30 %
Share of companies citing trust in AI-generated analyses as an obstacle
France, 900 decision-makers surveyed, 2026
« confiance dans les analyses produites par l'IA (30 %) »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
18 points
Increase in trust in data over one year
France, 900 decision-makers surveyed, 2026
« La confiance dans les données progresse de 18 points en un an, à 67 % »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
58 %
Share of decision-makers who consider their data well integrated into their business tools
France, 900 decision-makers surveyed, 2026
« Seuls 58 % estiment pourtant ces données bien intégrées dans leurs outils métiers »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
51 %
Share of decision-makers who consider their data harmonised across departments or subsidiaries
France, 900 decision-makers surveyed, 2026
« 51 % les jugent harmonisées entre services ou filiales »
Source: Baromètre Data & IA 2026 (Coface / Les Echos Etudes)
-
40 %
Share of micro-businesses and SMEs using AI (separate study)
France, micro-businesses and SMEs, survey reported by ActuIA on 1 October 2026
« 40 % des TPE-PME utilisent l'IA, mais 19 % seulement la paient »
-
19 %
Share of micro-businesses and SMEs paying to use AI (separate study)
France, micro-businesses and SMEs, survey reported by ActuIA on 1 October 2026
« 40 % des TPE-PME utilisent l'IA, mais 19 % seulement la paient »
Classification
- Country
- France
- Company size
- SMEs, Mid-sized companies, Large companies, All sizes
- Industries
- All industries, or industry not specified
- Companies
- Les Echos Etudes (study author), RATP (cited), Capgemini (cited), Coface (study author)
- Keywords
- AI governance, AI Act, usage policy, AI literacy, SMEs, Coface barometer
Entry written by Marsanne Studio from the cited article, with the help of an AI model (claude-sonnet-5). The rights to the article and its illustrations belong to ActuIA and its author. Entry translated from French by Claude Sonnet 5.5.